Since we released the phone validation process last week, we have received some interesting feedback from a lot of AlertPay members. As an attempt to make this new process just a little bit more convenient for you, all AlertPay sellers now have the ability to disable the phone validation option.

How to do this:

1) Login to your AlertPay account.
2) Click on “Profile”.
3) Under “Financial”, click on “Payment Preferences” and make the necessary selection.

Please note that the success rate for phone validation has been a remarkable 97%. This feature is a value-added service to help protect against fraudulent orders and potential chargebacks — which can be very injurious to your business.

A great many of our sellers have shown appreciation for this service which helps protect their business.

Even though you have the option of disabling phone validation, we highly recommend that you take advantage of this effective fraud detection tool.

Money Debate recommends you to open a AlertPay account.

As you all know, AlertPay is one of the most convenient and accessible payment solutions on the web. You can make and accept instant secure credit card payments to online sellers, but you can also deposit money into your AlertPay account directly from your bank.

How to add a bank account

Adding a bank account only takes a few moments. Just follow these steps:

1. Login to your AlertPay account.
2. Click on “Profile”.
3. Under “Financial”, click on “Bank Accounts”.
4. Choose country where your bank account is located and click on “Next”.
5. Choose whether you would like to use your account for bank transfers (deposits and withdrawals) or bank wires (withdrawals only) and click on “Next”.
6. Enter bank details and click on “Next”.
7. Review details, accept the EFT authorization and confirm.

If you reside in Canada or the United States, AlertPay will send two micro deposits under $0.15 to your bank account within five business days.

Once you receive the micro deposits, you will see a prompt in the “Message Center” of your AlertPay account to confirm them. Simply click the status and enter both amounts to confirm your bank account. Then you can deposit money as often as you need to.

If you reside outside of Canada or the United States, you will not receive any micro deposits. Your bank account will be ready to go; however, your transactions may fail if you do not enter your banking details correctly.

Also, you must create a deposit transaction in your AlertPay account beforehand and bring the transaction details to your bank to complete the transaction.

How to create a deposit transaction

Just login to your AlertPay account and click on “Deposit” to initiate a deposit transaction. Follow the simple steps and you are on your way. Make sure to choose either bank transfer or bank wire for your transaction.

If you wish to deposit money into your AlertPay account by bank wire, you do not need to add a bank account; you only need to create your deposit transaction and bring the transaction details to your bank.

*Bank Deposit Codes (International members only)

For those of you who are located outside North America, you can deposit by bank transfer as long as we support this service in your country. If we do, it is imperative that you note the Bank Deposit Code in your transaction details, which are presented after creating your deposit transaction in your AlertPay account.

Bank Deposit Codes are 13 digits long and begin with 34. This code is required when you visit your bank and must be included in the “Details” or “Reference” area of your bank transfer. It is very important to note that a missing Bank Deposit Code will cause delays in the completion of your transaction.

Fast Facts

- Bank transfer deposits generally take 3-5 business days to complete, but up to 6 days to complete for our Canadian members.
- Bank wire deposits take 3-4 business days.
- Bank transfers are available in 46 countries.
- You can only add a joint bank account if it is not already added to a previous or existing account. Any bank account can only be added to one AlertPay account at a time.
- If your deposit coincides with a holiday, your deposit may be delayed by a minimum of one day.

Thank you for making AlertPay your way to pay!

Money Debate recommends you to open a AlertPay account.

Hi AlertPay members,

November is going to be our most exciting month in a while! The AlertPay team has been hard at work developing all sorts of new features and functions. You will be very excited by the improvements we have made:

Credit card withdrawal

You made the request and we listened!If you have a Visa or a MasterCard, you can withdraw funds from your AlertPay account and it will automatically convert to your credit card’s currency.

You can withdraw the money in your AlertPay balance to your credit card in three different currencies: USD, GBP and EUR. This makes withdrawing your money faster, more convenient and just as secure.

Please note that you will only be able to withdraw up to $250 USD (or equivalent) per transaction temporarily. We apologize, but this service is not available for American Express.

Pay in different currencies with credit card

You can make cross-border payments in three currencies USD, GBP and EUR and save money on currency exchange. All you have to do is choose the currency you wish to be billed in for that purchase and avoid paying extra fees.We apologize, but this service is not available for American Express.

Phone validation

When shoppers make a credit card purchase through a website, they will receive a validation code by phone that they must enter at checkout to complete their purchase. This will help protect our sellers by preventing fraudulent payments. This applies to U.S. and Canadian shoppers alone and will only be done one time.

Lower credit card fees

Now for the most exciting news of all: lower credit card fees! Members who receive credit card payments will pay a little bit less on every credit card transaction. We have lowered them from 5.0% to 4.9%, saving you just a little bit more money. And every little bit counts!

And don’t forget…

Website Review is still in full swing for our online sellers. We are stream-lining the procedure to make it even easier, so stay tuned. Please leave a comment about your Website Review experience in our Facebook discussion.

That’s all for now, but we will be back very soon with more exciting updates!

Money Debate recommends you to open a AlertPay account.

Hi AlertPay members,

What do you have to say in praise of AlertPay? Share it right here!

Did you have a positive Customer Support experience? Is there a particular feature you find very efficient? Is there an aspect of our service that has brought value to your shopping and/or selling experiences?

Submit a testimonial today! Please tell us a bit about your positive experiences with AlertPay and you might even see your name on our website!

Please leave your name or initials and your country of residence along with your testimonial. We would like to represent members from all over the world on our website!

Thank you for your support and for making AlertPay your way to pay and get paid!

Money Debate recommends you to open a AlertPay account.

Attention sellers in the Pharmaceutical Industry,

In view of recent changes to our credit card processing relationship with our banking partners, we wish to inform our sellers in the Pharma industry that we can no longer offer MasterCard processing for the below industry types directly from the AlertPay checkout page (accessed through payment buttons) even if you were previously able to.

Pharma accounts or similar product types will now be placed into a specially designed “AlertPay Pharma Account”. We will be able to better monitor the selling and fulfillment of products to our members and also ensure our services stay available for this new market type that we will now be growing in. This will result in greater customer trust in this industry and translate into more return customers. As our costs have now gone up for this industry by our banking provider, your rates may also increase.

All changes are immediate and a list of industries affected can be seen below.

These business models include and are not limited to the following:

• Plants, seeds and/or other horticultural products.
• Pharmaceuticals (non-prescription).
• Homeopathic medicine.
• Tobacco/cigarettes.
• Chemical products intended for research.
• Products whose legal status varies from country to country.

How this affects you?

MasterCard payments will be prohibited on our checkout page. The logo for this card will not be displayed to your customers. Your customers will still have the ability to purchase with Visa or AmEx or should they already have an AlertPay account, they will be able to make payments with their AlertPay balance (e-wallet) as well. Alternatively, your customers may also fund their AlertPay balance (e-wallet) through one of our numerous depositing options such as bank transfer, bank wire, money order or certified check. Your customers may also use the Send Money feature to transfer funds using their credit card.

Why is this necessary?

To continue to improve our services and provide solutions for your business needs, we are required to adapt our policies to comply with our banking partners. This is strictly related to credit card processing and not the AlertPay balance (e-wallet) transactions.

Questions?

If you have questions or concerns regarding this change or feel that you should not be classified in one of the above-mentioned categories, please contact us at bizdev@AlertPay.com.

We thank you for your understanding and value your business.

Money Debate recommends you to open a AlertPay account.

Great News! As you know, we at AlertPay are constantly striving to bring you the most convenient and versatile online payment solutions. Towards that end, we are proud to announce that we have added CashX as an authorized funding agent!

CashX offers individuals and businesses with a free CashX member account, a simple, secure, safe, and cost-effective way to transfer funds globally online. CashX’s network builds on the existing world financial infrastructure of bank accounts, credit cards and e-wallet providers which enables CashX to create a global real-time money transfer solution, including to and from your AlertPay account!

CashX is a Global Money Transfer Service that offers low-cost, money transfers, including an easy to use Prepaid Card which is available in USD currency (and soon in CAD currency). Your CashX Prepaid Card can be used in conjunction with your AlertPay account allowing access at ATM and POS facilities anywhere in the world with the VISA or MasterCard networks.

CashX provides multiple funding sources for your AlertPay account, including: credit cards, direct deposit, the ability to fund AlertPay through various other online payment processors, and much more! This added funding versatility makes using AlertPay more convenient than ever!

AlertPay Funds on the Go – With a new CashX Prepaid Card! With CashX you can now, safely and securely, transfer money from your AlertPay account directly to your CashX Card and enjoy the convenience of instant access to your AlertPay funds. Use your CashX Prepaid Card to shop online, withdraw cash or pay for goods at electronic funds facilities. Your CashX Card can be used as an everyday debit card, or can become a handy travel card with access to your AlertPay funds through millions of ATMs worldwide.

And For a Limited Time Only! CashX is offering an amazing Two-For-One Special on the CashX Prepaid Card! When you purchase your CashX Prepaid Card, you will receive a second card absolutely free that you can give to family or friends! A value of $19.95! This offer is available to the first 2500 people to order a CashX Prepaid Card, and is currently available for USA and Canadian citizens. This outstanding promotion won’t last long, so take advantage NOW! Click here for all the details: http://cashx.com/

We’re certain that you will be extremely pleased by the added convenience and ease with which you will be able to deposit and withdraw money from your AlertPay account, by using CashX

For more information, and to sign up for your free CashX account, please visit their site: CashX

Thank you for choosing AlertPay!

Money Debate recommends you to open a AlertPay account.

We experienced an unexpected downtime today between 5:30pm and 6:40pm. It was resolved upon isolating the problem related to our network. During this time, members were unable to login or make payments and were presented with a generic error page.

We apologize for the downtime.

Money Debate recommends you to open a AlertPay account.

Hello AlertPay members,

Just a little reminder: Our offices will be closed on Monday, October 12, 2009 for the Canadian Thanksgiving holiday! We apologize for the inconvenience, but we will resume usual office hours the following day.

You will still have full access to your AlertPay account, but Customer Support will not be available. Furthermore, any bank transfers or wires initiated on Monday, October 12 will be delayed by one day as a result of the holiday.

We apologize for any inconveniences this has caused. Thank you for your understanding.

Happy Thanksgiving to all of our valued Canadian members — have a great Turkey day!

Money Debate recommends you to open a AlertPay account.

OpenCrypt, a comprehensive membership and user management software, has recently integrated with AlertPay to make your memberships easier to manage.

You can also use OpenCrypt for online shopping, e-commerce, content management, advertising, helpdesk management, advertising, surveys, data input, digital file delivery, file sharing, video management and much more!

You can easily integrate it with AlertPay and it is fully automated, saving your lots of time and resources. It’s affordable, customizable, flexible and secure, with an extensive database of management tools, add-ons and plugins.

OpenCrypt licenses include:

• Free installation!
• Free technical support!
• Free software upgrades!

Try OpenCrypt today!

Money Debate recommends you to open a AlertPay account.

Shopping is not as easy and care-free as it used to be. There are now many risks involved in the seemingly simple act of shopping, whether online or in person. Please read the following points to help protect yourself from fraud:

1. Get to know the seller. Make a phone call or send an email and ask them about their products, services and how they run their business.

2. Buy from secure websites only. Look for the padlock icon and “https” in the URL. If the “s” does not follow “http”, then the site may not be secure.

3. Click only on email links you recognize and trust. If the email is a spoof, then the link may be harmful. Hover over the link to check the URL and use your best judgment.

4. Buy from AlertPay “verified” sellers. It is safer to buy from verified members since we have authenticated their identities and businesses.

5. Do your due diligence. Try your hand at some research. Read forums and blogs on specific sellers, contact the seller directly, do what you can to find out about their business.

6. Keep your computer protected. Install an anti-virus, use a firewall, secure your wireless networks, block spam from your email and get the latest software and browser updates.

7. Always log out of sites containing your personal details. If you do not log out of a website containing your personal information, your information can be compromised. This is especially true when using public computers.

8. Use different passwords. Use different and hard-to-guess passwords for all of your online accounts and use a combination of letters, numbers, special characters and upper/lower cases, if possible.

We hope these tips will ensure you the safest and most satisfying online shopping experience.

Thank you for making AlertPay your way to pay!

Money Debate recommends you to open a AlertPay account.